Travel Made Easier

Easy EMI is available on Flights, Hotels and Holidays.

About the Offer

  • The EMI facility is available on domestic and international bookings of flights, hotels and holidays on rubytours.in
  • This facility is available for both online and offline bookings on these products.
  • The minimum transaction amount to avail the EMI facility should be more than Rs 2,500.
  • Easy EMI is available in 3, 6, 9, 12 and 18 months.
  • This facility is not applicable on booking Flight + Hotel, Bus or Train.

Terms and Conditions

  • Ruby tour’s EMI scheme is available for HDFC, AXIS, SBI, HSBC, KOTAK, ICICI, Standard Chartered, RBL, IndusInd bank credit card holders only.
  • In case of any kind of refund in an EMI transaction, interest already billed in a particular transaction will not be refundable under any circumstances.
  • The Bank charges annual interest rates (as shown below) according to the reducing monthly balance.
  • In the monthly reducing cycle, the principal is reduced with every EMI and the interest is calculated on the outstanding balance.

EMI plans / Interest charge

Bank Name3 months6 months9 months12 months18 months
ICICI Bank13%13%13%13%15%
Standard Chartered Bank13%13%14%14%
IndusInd Bank14%14%14%14%
RBL Bank13%13%13%13%13%
HDFC Bank13%13%14%14%
SBI 14%14%14%14%

Example and Calculations

Tenure (months)Issuer Interest Rate(%)Monthly instalmentInterest paid to IssuerTotal Amount Payable
Over 3 months, you pay Rs. 125.6 as total interest to the Issuer on a billed amount of Rs. 5,776

Why Book With Us?

  • Deposit 10% Amount Pay the Rest Later
  • Easy EMI Option
  • Hand-picked Tours & Activities
  • Free Travel Insurance

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